{"id":64,"date":"2026-08-19T00:35:48","date_gmt":"2026-08-19T00:35:48","guid":{"rendered":"https:\/\/youngsfam.com\/?p=64"},"modified":"2026-08-19T00:36:24","modified_gmt":"2026-08-19T00:36:24","slug":"%ec%b2%ad%eb%85%84%eb%8f%84%ec%95%bd%ea%b3%84%ec%a2%8c-%ec%b2%ad%eb%85%84%eb%af%b8%eb%9e%98%ec%a0%81%ea%b8%88%ec%9c%bc%eb%a1%9c-%eb%b0%94%eb%80%9d%eb%8b%88%eb%8b%a4-12%ec%9b%94-%ec%9e%ac","status":"publish","type":"post","link":"https:\/\/youngsfam.com\/?p=64","title":{"rendered":"\uccad\ub144\ub3c4\uc57d\uacc4\uc88c, \uccad\ub144\ubbf8\ub798\uc801\uae08\uc73c\ub85c \ubc14\ub01d\ub2c8\ub2e4 \u2014 12\uc6d4 \uc7ac\ubaa8\uc9d1 \uc804\uc5d0 \uc54c\uc544\uc57c \ud560 \uac83"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\ubaa9\ucc28 \ud1a0\uae00\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/youngsfam.com\/?p=64\/#1_%EC%9D%B4_%EC%83%81%ED%92%88_%ED%95%9C%EB%88%88%EC%97%90_%EC%A0%95%EB%A6%AC\" >1. \uc774 \uc0c1\ud488, \ud55c\ub208\uc5d0 \uc815\ub9ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/youngsfam.com\/?p=64\/#2_%EA%B0%80%EC%9E%85_%EC%A1%B0%EA%B1%B4_%E2%80%94_%EC%9D%BC%EB%B0%98%ED%98%95%C2%B7%EC%9A%B0%EB%8C%80%ED%98%95\" >2. \uac00\uc785 \uc870\uac74 \u2014 \uc77c\ubc18\ud615\u00b7\uc6b0\ub300\ud615<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/youngsfam.com\/?p=64\/#3_%EB%A7%8C%EA%B8%B0_%EB%95%8C_%EC%8B%A4%EC%A0%9C%EB%A1%9C_%EC%96%BC%EB%A7%88%EB%82%98_%EB%B0%9B%EB%82%98\" >3. \ub9cc\uae30 \ub54c \uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub098 \ubc1b\ub098<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/youngsfam.com\/?p=64\/#4_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C%EC%97%90%EC%84%9C_%EA%B0%88%EC%95%84%ED%83%80%EB%8A%94_%EB%B0%A9%EB%B2%95\" >4. \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0\uc11c \uac08\uc544\ud0c0\ub294 \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/youngsfam.com\/?p=64\/#5_%EC%8B%A0%EC%B2%AD_%EC%A0%84_%EC%9C%A0%EC%9D%98%ED%95%A0_%EC%A0%90\" >5. \uc2e0\uccad \uc804 \uc720\uc758\ud560 \uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/youngsfam.com\/?p=64\/#%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\" >\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a><\/li><\/ul><\/nav><\/div>\n\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6185691408513482\" crossorigin=\"anonymous\"><\/script>\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-6185691408513482\"\n     data-ad-slot=\"3408234028\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 2025\ub144 12\uc6d4\uc744 \ub05d\uc73c\ub85c \uc2e0\uaddc \uac00\uc785\uc774 \uc885\ub8cc<\/strong>\ub410\uc2b5\ub2c8\ub2e4. \uadf8 \uc790\ub9ac\ub97c \uc774\uc5b4\ubc1b\uc544 2026\ub144 6\uc6d4 22\uc77c \uc0c8\ub85c \ub098\uc628 \uc0c1\ud488\uc774 <strong>\uccad\ub144\ubbf8\ub798\uc801\uae08<\/strong>\uc785\ub2c8\ub2e4. 1\ucc28 \uc2e0\uccad(6\uc6d4 22\uc77c~7\uc6d4 3\uc77c)\uc740 \uc774\ubbf8 \ub9c8\uac10\ub410\uc9c0\ub9cc, <strong>\uc5f0 2\ud68c(6\uc6d4\u00b712\uc6d4) \uc815\uae30 \ubaa8\uc9d1<\/strong>\uc774 \uc608\uc815\ub3fc \uc788\uc5b4 \uc774\ubc88\uc5d0 \ub193\uce58\uc168\ub2e4\uba74 12\uc6d4 2\ucc28 \ubaa8\uc9d1\uc744 \uc900\ube44\ud558\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f <strong>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0 \uc774\ubbf8 \uac00\uc785\ub418\uc5b4 \uc788\ub2e4\uba74<\/strong> \uacc4\uc88c\ub97c \uadf8\ub300\ub85c \uc720\uc9c0\ud574\ub3c4 \ub418\uace0, &#8220;\ud2b9\ubcc4\uc911\ub3c4\ud574\uc9c0&#8221; \ubc29\uc2dd\uc73c\ub85c \uccad\ub144\ubbf8\ub798\uc801\uae08\uc73c\ub85c \uac08\uc544\ud0c8 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc <strong>\ub3c4\uc57d\uacc4\uc88c\ub97c \uba3c\uc800 \ud574\uc9c0\ud558\uba74 \uac08\uc544\ud0c0\uae30 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc73c\ub2c8<\/strong>, \ubc18\ub4dc\uc2dc \ubbf8\ub798\uc801\uae08 \uac00\uc785 \uc2e0\uccad \u2192 \ub300\uc0c1\uc790 \ud1b5\ubcf4 \ud655\uc778 \u2192 \uacc4\uc88c \uac1c\uc124 \uc21c\uc11c\ub97c \uc9c0\ud0a8 \ub4a4\uc5d0 \uae30\uc874 \uacc4\uc88c\ub97c \ud574\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<style>\n.wp-cta-btn-group{display:flex;flex-direction:column;gap:10px;margin:20px 0;}\n.wp-cta-btn{display:block;width:100%;box-sizing:border-box;background-color:#d92b2b;color:#ffffff !important;text-align:center;font-size:17px;font-weight:700;text-decoration:none;padding:16px 20px;border-radius:8px;box-shadow:0 2px 6px rgba(217,43,43,.35);transition:background-color .15s ease,transform .1s ease;}\n.wp-cta-btn:hover{background-color:#b81f1f;transform:translateY(-1px);}\n.wp-cta-btn::after{content:\" \\00BB\";font-weight:700;}\n<\/style>\n<div class=\"wp-cta-btn-group\">\n  <a href=\"https:\/\/www.kinfa.or.kr\/financialProduct\/youthFutureSavings.do\" class=\"wp-cta-btn\" target=\"_blank\" rel=\"noopener\">\uc9c0\uc6d0\uae08 \uc2e0\uccad<\/a>\n  <a href=\"https:\/\/www.kinfa.or.kr\/financialProduct\/youthFutureSavings.do\" class=\"wp-cta-btn\" target=\"_blank\" rel=\"noopener\">\uc2e0\uccad\ub300\uc0c1 \uc870\ud68c<\/a>\n<\/div>\n \n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6185691408513482\" crossorigin=\"anonymous\"><\/script>\n<ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-6185691408513482\" data-ad-slot=\"4172605060\" data-ad-format=\"auto\" data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%EC%9D%B4_%EC%83%81%ED%92%88_%ED%95%9C%EB%88%88%EC%97%90_%EC%A0%95%EB%A6%AC\"><\/span>1. \uc774 \uc0c1\ud488, \ud55c\ub208\uc5d0 \uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\ub0b4\uc6a9<\/th><\/tr><\/thead><tbody><tr><td>\uc0c1\ud488\uba85<\/td><td>\uccad\ub144\ubbf8\ub798\uc801\uae08 (\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \ud6c4\uc18d \uc0c1\ud488)<\/td><\/tr><tr><td>\ucd9c\uc2dc\uc77c<\/td><td>2026\ub144 6\uc6d4 22\uc77c<\/td><\/tr><tr><td>\ub9cc\uae30<\/td><td>3\ub144 (\uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub294 5\ub144)<\/td><\/tr><tr><td>\uc6d4 \ub0a9\uc785 \ud55c\ub3c4<\/td><td>\ucd5c\ub300 50\ub9cc\uc6d0, \uc790\uc720\uc801\ub9bd\uc2dd<\/td><\/tr><tr><td>\uae30\ubcf8\uae08\ub9ac<\/td><td>\uc5f0 5.0% (\uc6b0\ub300\uae08\ub9ac \ucd5c\ub300 3.0%p \ucd94\uac00 \uac00\ub2a5)<\/td><\/tr><tr><td>\ub2e4\uc74c \ubaa8\uc9d1<\/td><td>2026\ub144 12\uc6d4 (\uc5f0 2\ud68c, 6\uc6d4\u00b712\uc6d4 \uc815\uae30 \ubaa8\uc9d1)<\/td><\/tr><tr><td>\uc2e0\uccad \ubc29\ubc95<\/td><td>\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uc571 \ube44\ub300\uba74 \uc2e0\uccad<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%EA%B0%80%EC%9E%85_%EC%A1%B0%EA%B1%B4_%E2%80%94_%EC%9D%BC%EB%B0%98%ED%98%95%C2%B7%EC%9A%B0%EB%8C%80%ED%98%95\"><\/span>2. \uac00\uc785 \uc870\uac74 \u2014 \uc77c\ubc18\ud615\u00b7\uc6b0\ub300\ud615<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9cc 19~34\uc138 \uccad\ub144\uc774 \ub300\uc0c1\uc774\uba70, \ubcd1\uc5ed\uc744 \uc774\ud589\ud55c \uacbd\uc6b0 \ubcf5\ubb34 \uae30\uac04(\ucd5c\uc7a5 6\ub144)\ub9cc\ud07c \uc5f0\ub839 \uacc4\uc0b0\uc5d0\uc11c \ube7c\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\uc18c\ub4dd \uae30\uc900<\/th><th>\uc815\ubd80\uae30\uc5ec\uae08<\/th><\/tr><\/thead><tbody><tr><td>\uc77c\ubc18\ud615<\/td><td>\uac1c\uc778\uc18c\ub4dd 6,000\ub9cc\uc6d0 \uc774\ud558 \ub610\ub294 \uc18c\uc0c1\uacf5\uc778 \uc5f0\ub9e4\ucd9c 3\uc5b5\uc6d0 \uc774\ud558 (\uac00\uad6c \uc911\uc704\uc18c\ub4dd 200% \uc774\ud558)<\/td><td>\uc6d4 \ub0a9\uc785\uc561\uc758 6%<\/td><\/tr><tr><td>\uc6b0\ub300\ud615<\/td><td>\uac1c\uc778\uc18c\ub4dd 3,600\ub9cc\uc6d0 \uc774\ud558 \ub610\ub294 \uc18c\uc0c1\uacf5\uc778 \uc5f0\ub9e4\ucd9c 1\uc5b5\uc6d0 \uc774\ud558 (\uac00\uad6c \uc911\uc704\uc18c\ub4dd 150% \uc774\ud558)<\/td><td>\uc6d4 \ub0a9\uc785\uc561\uc758 12%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc9c1\uc804 3\uac1c\ub144 \uc911 <strong>\uae08\uc735\uc18c\ub4dd \uc885\ud569\uacfc\uc138 \ub300\uc0c1\uc790\uc600\ub358 \uacbd\uc6b0\ub294 \uac00\uc785 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678<\/strong>\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%EB%A7%8C%EA%B8%B0_%EB%95%8C_%EC%8B%A4%EC%A0%9C%EB%A1%9C_%EC%96%BC%EB%A7%88%EB%82%98_%EB%B0%9B%EB%82%98\"><\/span>3. \ub9cc\uae30 \ub54c \uc2e4\uc81c\ub85c \uc5bc\ub9c8\ub098 \ubc1b\ub098<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9e4\ub2ec <strong>50\ub9cc\uc6d0\uc529 3\ub144(36\uac1c\uc6d4)<\/strong> \ub0a9\uc785\ud588\uc744 \ub54c \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\uad6c\ubd84<\/th><th>\uc6d0\uae08<\/th><th>\uc815\ubd80\uae30\uc5ec\uae08<\/th><th>\uc608\uc0c1 \uc774\uc790<\/th><th>\ub9cc\uae30 \uc218\ub839\uc561(\uc57d)<\/th><\/tr><\/thead><tbody><tr><td>\uc77c\ubc18\ud615<\/td><td>1,800\ub9cc\uc6d0<\/td><td>108\ub9cc\uc6d0<\/td><td>202~230\ub9cc\uc6d0<\/td><td>2,110~2,138\ub9cc\uc6d0<\/td><\/tr><tr><td>\uc6b0\ub300\ud615<\/td><td>1,800\ub9cc\uc6d0<\/td><td>216\ub9cc\uc6d0<\/td><td>211~239\ub9cc\uc6d0<\/td><td>2,227~2,255\ub9cc\uc6d0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc815\ubd80\uae30\uc5ec\uae08\uc774 \uc815\uae30\uc801\uae08 \uc774\uc790\ubcf4\ub2e4 \ud6e8\uc52c \ud06c\uae30 \ub54c\ubb38\uc5d0, \ub300\uc0c1 \uc694\uac74\uc5d0 \ud574\ub2f9\ud55c\ub2e4\uba74 \uc77c\ubc18 \uc801\uae08\ubcf4\ub2e4 \uccad\ub144\ubbf8\ub798\uc801\uae08\uc774 \uc720\ub9ac\ud55c \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%EC%B2%AD%EB%85%84%EB%8F%84%EC%95%BD%EA%B3%84%EC%A2%8C%EC%97%90%EC%84%9C_%EA%B0%88%EC%95%84%ED%83%80%EB%8A%94_%EB%B0%A9%EB%B2%95\"><\/span>4. \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0\uc11c \uac08\uc544\ud0c0\ub294 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2460 \uccad\ub144\ubbf8\ub798\uc801\uae08 \uac00\uc785 \uc2e0\uccad (\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uc571)<\/li>\n\n\n\n<li>\u2461 \uac00\uc785 \ub300\uc0c1\uc790 \ud1b5\ubcf4 \ud655\uc778<\/li>\n\n\n\n<li>\u2462 \uccad\ub144\ubbf8\ub798\uc801\uae08 \uacc4\uc88c \uac1c\uc124<\/li>\n\n\n\n<li>\u2463 \uae30\uc874 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c <strong>\ud2b9\ubcc4\uc911\ub3c4\ud574\uc9c0<\/strong> \uc2e0\uccad<\/li>\n\n\n\n<li>\u2464 \uccad\ub144\ubbf8\ub798\uc801\uae08 \ub0a9\uc785 \uc2dc\uc791<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc21c\uc11c\ub300\ub85c \uc9c4\ud589\ud558\uba74 \uae30\uc874 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0\uc11c \uc313\uc544\uc628 <strong>\uc6b0\ub300\uae08\ub9ac \uc694\uac74\uacfc \ub0a9\uc785 \uc774\ub825\uc744 \uadf8\ub300\ub85c \uc778\uc815<\/strong>\ubc1b\uc744 \uc218 \uc788\uace0, \uc815\ubd80\uae30\uc5ec\uae08\uacfc \uc774\uc790\uc18c\ub4dd \ube44\uacfc\uc138 \ud61c\ud0dd\ub3c4 \uc720\uc9c0\ub429\ub2c8\ub2e4. \ubc18\ub300\ub85c \ub3c4\uc57d\uacc4\uc88c\ub97c \uba3c\uc800 \ud574\uc9c0\ud574\ubc84\ub9ac\uba74 \uc774 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc5c6\uc73c\ub2c8 \uc21c\uc11c\ub97c \uaf2d \uc9c0\ucf1c\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%EC%8B%A0%EC%B2%AD_%EC%A0%84_%EC%9C%A0%EC%9D%98%ED%95%A0_%EC%A0%90\"><\/span>5. \uc2e0\uccad \uc804 \uc720\uc758\ud560 \uc810<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2460 12\uc6d4 \ubaa8\uc9d1 \uc77c\uc815\uc740 \uc544\uc9c1 \uc138\ubd80 \uacf5\uace0 \uc804\uc785\ub2c8\ub2e4.<\/strong> \uc815\ud655\ud55c \uc2e0\uccad \uae30\uac04\uacfc \ubc29\ubc95\uc740 \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uacf5\uc2dd \uacf5\uace0\ub97c \ud1b5\ud574 \ubcc4\ub3c4\ub85c \ud655\uc815\u00b7\uc548\ub0b4\ub420 \uc608\uc815\uc774\ub2c8, \ubaa8\uc9d1 \uc2dc\uc791 \uc804 \ubc18\ub4dc\uc2dc \uacf5\uc2dd \ud398\uc774\uc9c0\uc5d0\uc11c \uc7ac\ud655\uc778\ud558\uc2dc\ub294 \uac8c \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2461 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\ub97c \uacc4\uc18d \uc720\uc9c0\ud574\ub3c4 \ubd88\uc774\uc775\uc740 \uc5c6\uc2b5\ub2c8\ub2e4.<\/strong> \ubc18\ub4dc\uc2dc \uac08\uc544\ud0c0\uc57c \ud558\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \ub9cc\uae30\uae4c\uc9c0 \uae30\uc874 \uacc4\uc88c\ub97c \uc720\uc9c0\ud558\ub294 \uac83\ub3c4 \uc120\ud0dd\uc9c0 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8\"><\/span>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. \uccad\ub144\ub3c4\uc57d\uacc4\uc88c\uc5d0 \uc9c0\uae08\ub3c4 \uc0c8\ub85c \uac00\uc785\ud560 \uc218 \uc788\ub098\uc694?<\/strong> \uc544\ub2c8\uc694. \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uaddc \uac00\uc785\uc740 2025\ub144 12\uc6d4\ub85c \uc885\ub8cc\ub418\uc5b4 \uc9c0\uae08\uc740 \uc2e0\uaddc \uac00\uc785\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \uc0c8\ub85c \uac00\uc785\ud558\ub824\uba74 \uccad\ub144\ubbf8\ub798\uc801\uae08\uc744 \uc54c\uc544\ubcf4\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. \uac08\uc544\ud0c0\uc9c0 \uc54a\uace0 \ub3c4\uc57d\uacc4\uc88c\ub97c \uacc4\uc18d \uc368\ub3c4 \ub418\ub098\uc694?<\/strong> \uac00\ub2a5\ud569\ub2c8\ub2e4. \uac08\uc544\ud0c0\uae30\ub294 \uc120\ud0dd\uc0ac\ud56d\uc774\uba70, \uae30\uc874 \uacc4\uc88c\ub97c \ub9cc\uae30\uae4c\uc9c0 \uadf8\ub300\ub85c \uc720\uc9c0\ud558\uc154\ub3c4 \ubd88\uc774\uc775\uc740 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q. 12\uc6d4 \ubaa8\uc9d1\uc740 \uc5b8\uc81c\ubd80\ud130 \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/strong> \uc5f0 2\ud68c(6\uc6d4\u00b712\uc6d4) \uc815\uae30 \ubaa8\uc9d1\uc774\ub77c\ub294 \ubc29\uce68\ub9cc \ud655\uc778\ub418\uba70, \uad6c\uccb4\uc801 \uc2e0\uccad \uae30\uac04\uc740 \uc544\uc9c1 \uacf5\uace0\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \uacf5\uc2dd \ud398\uc774\uc9c0\uc5d0\uc11c \uacf5\uace0\ub97c \ud655\uc778\ud558\uc2dc\uae38 \uad8c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\uc774 \uae00\uc740 2026\ub144 8\uc6d4 \uae30\uc900 \uae08\uc735\uc704\uc6d0\ud68c\u00b7\uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0 \ubc1c\ud45c \ubc0f \uad00\ub828 \ubcf4\ub3c4\uc790\ub8cc\ub97c \ucc38\uace0\ud574 \uc791\uc131\ud588\uc2b5\ub2c8\ub2e4. \uac00\uc785 \uc870\uac74, \uc815\ubd80\uae30\uc5ec\uae08, \uc2e0\uccad \uc77c\uc815\uc740 \uac1c\uc778 \uc0c1\ud669\uacfc \uc81c\ub3c4 \ubcc0\uacbd\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ub2c8, \uc815\ud655\ud55c \ub0b4\uc6a9\uc740 \ubc18\ub4dc\uc2dc \uc11c\ubbfc\uae08\uc735\uc9c4\ud765\uc6d0(kinfa.or.kr) \uacf5\uc2dd \uacf5\uace0\ub97c \ud1b5\ud574 \ucd5c\uc885 \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc2e0\uaddc\uac00\uc785\uc774 \uc885\ub8cc\ub418\uace0 \uccad\ub144\ubbf8\ub798\uc801\uae08\uc774 \uc0c8\ub85c \ub098\uc654\uc2b5\ub2c8\ub2e4. \uac00\uc785\uc870\uac74, \uc815\ubd80\uae30\uc5ec\uae08, \ub9cc\uae30\uc218\ub839\uc561, \uac08\uc544\ud0c0\ub294 \ubc29\ubc95\uc744 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-64","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-government-support"],"_links":{"self":[{"href":"https:\/\/youngsfam.com\/index.php?rest_route=\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/youngsfam.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/youngsfam.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/youngsfam.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/youngsfam.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=64"}],"version-history":[{"count":1,"href":"https:\/\/youngsfam.com\/index.php?rest_route=\/wp\/v2\/posts\/64\/revisions"}],"predecessor-version":[{"id":66,"href":"https:\/\/youngsfam.com\/index.php?rest_route=\/wp\/v2\/posts\/64\/revisions\/66"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youngsfam.com\/index.php?rest_route=\/wp\/v2\/media\/65"}],"wp:attachment":[{"href":"https:\/\/youngsfam.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/youngsfam.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/youngsfam.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}